How it works
The old rules of money. The new rails.
Two sets of rails, licensed partners in each country and the systems you already run, connected into one product under your name.
Old and new money
Two sets of rails. One product your customers see.
Rails are the networks money moves on. Bank accounts, cards and real-time payments on one side; stablecoins, CBDC and AI agents on the other. We connect both into the app that carries your name.
Traditional rails
The old rules of money
- Bank accountsPartner bank
- Debit and prepaid cardsVisa · Mastercard
- Instant paymentsUPI · Faster Payments
- Cross-borderSWIFT
- LendingBank or NBFC partner
New rails
The new rails
- StablecoinsLicensed issuer
- CBDC walletsWhere issued
- Onchain settlementWhere permitted
- Digital asset custodyQualified custodian
- AI agentsInside your limits
A defined launch, with a fixed quote after a two to four week discovery.
Banks, card issuers, stablecoin issuers, custodians and KYC providers we already work with.
One team for design, build, partners and operations, instead of five vendors.
Your brand, your code, your customer relationship. Regulated activity stays with licensed partners.
How it connects
Your product in the middle. Licensed partners around it.
Licensed partners hold the licences and make the compliance decisions. We do the build, the integrations and the operations around them, and connect to the systems you already run.
Banks, issuers, custodians and KYC providers in each country.
We integrate with your core, ERP and CRM through the interfaces they already have.
Your partner makes the KYC and AML decisions. We build the controls they ask for.
Managed operations, monitoring and reconciliation, if you want us to stay on.
How a project runs
Four steps, one team.
Discover takes two to four weeks and ends in a fixed quote. After that you see working software every two weeks.
- Step 1Discover
Scope, partners and risks, agreed with you.
Two to four weeks · fixed quote - Step 2Design
Screens, flows and the partner plan, reviewed with you.
With your licensed partner - Step 3Build
A working demo every two weeks.
Two-week cycles - Step 4Launch and run
Partner certification, go-live, then operations.
Monthly
Your name only. No Finoserv name on your product, code, app store listing or press. We sign an NDA before the first call and you own the code and accounts. Regulators and licensed partners always know who runs the technology.
The old rules of money. The new rails.
Talk to our team.
A new launch, an existing platform, a stuck project or a partnership. A senior member of the team replies within one working day.