These Finoserv terms of use apply to your use of finoserv.com (the "website"), which is operated by Finoserv ("Finoserv", "we", "us"). By using the website, you agree to these terms. If you do not agree, please do not use the website.
These terms cover the website only. Any services we provide are governed by a separate written agreement, which prevails over these terms for those services.
About Finoserv
Finoserv provides technology and services. Regulated activities are carried out by licensed partners in each jurisdiction. Finoserv does not hold banking, e-money, money transmission, virtual asset or securities licenses, and does not provide regulated financial services through this website. See our regulatory disclosure.
No offer and no advice
The website gives general information about our services. Nothing on it is:
- an offer, solicitation or recommendation to buy or sell any financial product, security or virtual asset
- an offer to provide any regulated service
- legal, regulatory, tax, investment or financial advice
Descriptions of solutions and launch routes are illustrative. Whether a product can be launched, and in which countries, depends on the law of each country, the licensed partner involved and their approvals. You should get your own professional advice before acting on anything you read here.
Using the website
You may use the website for lawful purposes and for your own business information. You agree not to:
- break any law or regulation, or infringe anyone's rights, when using the website
- try to gain unauthorized access to the website, its servers or connected systems, except as allowed under our responsible disclosure policy
- introduce malware, or interfere with or overload the website, including through denial-of-service attacks
- scrape, crawl or copy the website in bulk by automated means, except for search engine indexing that respects our robots.txt file
- use the website or its content to train or build a competing product or dataset without our written permission
- send spam, unlawful content, or false or misleading information through the contact form
- pretend to be someone else or misrepresent your connection with any person or organization
We may suspend or restrict access to the website at any time, for example for maintenance or security.
Intellectual property
The website and its content, including text, graphics, logos, design and code, belong to Finoserv or its licensors and are protected by intellectual property laws. Third-party names and logos shown on the website belong to their owners, and their appearance does not mean they endorse us.
You may view and print pages for your own business reference. You may not copy, modify, publish, sell or create derivative works from the content without our written permission, except as the law allows.
If you send us ideas or feedback, we may use them without any obligation to you. Please do not send confidential information through the contact form. Confidential discussions should take place under a signed non-disclosure agreement.
Third-party links and services
The website may link to third-party websites, such as regulators' public registers. We do not control those websites and are not responsible for their content, availability or privacy practices. A link does not mean we endorse the website or its owner.
Accuracy and availability
We work to keep the website accurate and current. Information about laws and regulators can change, and the website may contain errors or omissions. We may change or remove content at any time without notice. We do not promise that the website will always be available, uninterrupted or free of errors or viruses.
Disclaimers
To the extent permitted by law, the website is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, title and non-infringement.
Limitation of liability
To the extent permitted by law, Finoserv and its affiliates, officers, employees and agents are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, revenue, data or goodwill, arising from or related to your use of the website, even if advised of the possibility.
To the extent permitted by law, our total liability for all claims arising from or related to the website is limited to one hundred U.S. dollars (USD 100).
Nothing in these terms limits liability that cannot be limited by law, such as liability for fraud, or for death or personal injury caused by negligence, or rights you have as a consumer under the mandatory law of your country.
Indemnity
You agree to indemnify Finoserv against claims, losses and costs, including reasonable legal fees, arising from your breach of these terms or your misuse of the website, to the extent permitted by law.
Privacy and cookies
Our privacy policy and cookie policy explain how we handle personal data and cookies.
Governing law and courts
These terms, and any dispute arising from or related to them or the website, are governed by the laws of the State of Delaware, USA, without regard to its conflict of laws rules. The state and federal courts located in Delaware have exclusive jurisdiction, and you and we consent to their jurisdiction and venue.
If you are a consumer, you may also have the benefit of mandatory provisions of the law of the country where you live, and you may be able to bring proceedings in your local courts.
Changes to these terms
We may update these terms from time to time. We will post the new version on this page with a new version number and "updated" date. Changes apply from the date they are posted. If you keep using the website after that, you accept the updated terms.
General
If any part of these terms is found unenforceable, the rest stays in effect. If we do not enforce a right, we have not waived it. These terms are the entire agreement between you and us about the website. We may assign these terms; you may not assign them without our consent.
Contact
Finoserv Email: [email protected]