Agentic payments, with limits your team sets

We build AI agents that pay invoices and run finance operations within your limits.

Let AI agents pay approved invoices and handle routine operations, within limits your team sets.

Talk to our team All solution areas

Agent · accounts payableIllustrative

Limit $25,000 / day

Invoice 4410 · Cloud hosting · $3,240Paid

Invoice 4411 · New vendor · $18,900Held for approval

ReconciliationMatched

What we build for you

Built to order, under your brand.

Agentic payments

Agents that pay within user-set limits, through card network agent programmes and stablecoins where permitted.

AI compliance and fraud

Screening, monitoring and case preparation that flags risk early, with people making every decision.

AI operations

Reconciliation, exception handling and reporting run by agents and checked by your team.

AI assistants

Assistants for customers and staff that answer from your own policies and data.

Agentic payments let AI agents pay approved invoices and run routine finance work, within limits your team sets. We design, build and run the agents, the payment connections and the controls around them. Payments move through licensed partners on card network agent programmes, bank rails or stablecoins where permitted.

AI compliance and fraud

Agents screen transactions, spot unusual patterns and prepare cases for your analysts. They shorten queues; they do not make the decision. Your compliance team, or your licensed partner's, signs off every outcome.

AI operations and assistants

Reconciliation breaks, failed payouts and partner reports are the routine work that slows a finance team down. Agents handle the first pass and hand exceptions to people. Assistants answer customer and staff questions from your own policies, with sources shown.

What you own

Your agents work inside the rules you write. Every payment and every decision can be traced to a limit or a person.

Questions

What clients ask us

How do you stop an AI agent from overspending?

Every agent works inside limits your team sets: amounts, payees, categories and time windows. Payments outside those limits stop and wait for a person. Card network agent programmes and stablecoin wallets add their own controls, and every action is logged so you can trace it.

Does AI make compliance decisions?

No. AI prepares the work: it screens, flags patterns and drafts cases. A person at your firm or your licensed partner makes the decision, and the record shows who decided and why.

Where to go next

ServiceManaged operationsDay-to-day operations after go-live, from KYC reviews and monitoring to reconciliation and support, run under your licensed partner's policies.Read more Solution areaEmbedded finance and APIsWe build embedded finance, banking as a service and open banking APIs for platforms and banks.Read more Solution areaStablecoins as a serviceWe build branded stablecoins for fintechs, banks and enterprises.Read more

The old rules of money. The new rails.

Talk to our team.

A new launch, an existing platform, a stuck project or a partnership. A senior member of the team replies within one working day.

Talk to our team info@finoserv.com