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New rails · Stablecoins as a service

Stablecoin development for issuers, banks and payment firms

We build branded stablecoins for fintechs, banks and enterprises.

Launch your own branded stablecoin, or pay and settle in stablecoins, with a licensed issuer and custodian behind it, where permitted.

Your stablecoin · circulating supplyIllustrative
24,180,000
Mint 250,000 USDHSettled
Redeem to bank accountSettled
Reserve attestationBy licensed issuer

What we build for you

Built to order, under your brand.

Token contracts

Smart contracts for minting, burning, allowlists and freezes, prepared for independent audit.

Issuance tooling

Mint and redeem workflows linked to the issuer's banking and reserve reporting.

Crypto on-ramp and off-ramp

Fiat to stablecoin conversion and back through licensed exchange and banking partners.

Wallet development

Custodial wallets through a qualified custodian, or connections to self-custody wallets.

Stablecoin payments

Merchant acceptance, payouts and treasury flows that settle in stablecoins.

Tokenisation platform

Issuance and transfer controls for tokenised real-world assets.

Stablecoin development covers the token itself and everything around it: the contracts, the mint and redeem process, the wallets and the payment flows that make the coin useful. Finoserv designs, builds, integrates and runs this technology. Issuing a stablecoin, holding reserves and providing custody are regulated activities in most countries, carried out by a licensed issuer, bank or custodian. Finoserv does not issue tokens or hold customer assets.

What it takes to launch a stablecoin

Structure comes before technology. The issuer needs a licence in its home market and reserves held with regulated institutions, and those choices shape the contract design. Our licensing advisory works with partner law firms on the licence question. On the technology side, we write and test the token contracts, prepare them for independent audit, and build issuer consoles for minting, burning, allowlists and freezes, each with role-based approvals and a full event log.

Chains, wallets and custody

We deploy on the networks your issuer and partners support, which may include public chains and payment-focused networks. Custodial wallets connect to a qualified custodian through digital asset custody integration. Self-custody users connect through wallets they already use. For business users, we build multi-signature treasury wallets with approval policies set by the client.

Crypto on-ramp and off-ramp

A stablecoin needs routes in and out of fiat. We integrate licensed exchanges, payment firms and banking partners so customers can buy, redeem and cash out, with KYC and travel rule data passed in the format each partner requires.

Stablecoin payment solutions

Payments are where most stablecoins earn their place. We build merchant acceptance, cross-border payouts, business settlement and treasury flows that move value in stablecoins and settle to fiat where the recipient needs it. Each flow includes on-chain monitoring hooks that feed your partner's compliance team. Companies paying in stablecoins can also read about banking for crypto companies, and money transfer businesses about our remittance software.

RWA tokenisation

The same contract and wallet stack supports a tokenisation platform for real-world assets such as fund units, bonds or invoices. Transfer restrictions, investor eligibility checks and corporate actions are written into the contracts, following the rules the licensed issuer or fund manager sets.

Starting work

Discover takes two to four weeks and covers chain choice, partner types, contract design and audit planning. It ends in a fixed quote. Build then runs in two-week cycles, with contracts frozen for audit before any mainnet deployment.

What you own

You own the token design, the contracts and the product code, with issuance and custody carried out by licensed entities.

Questions

What clients ask us

How do I launch a stablecoin with Finoserv?

You, or a licensed issuer you work with, hold the issuance licence and the reserves. Finoserv designs and builds the technology: token contracts prepared for independent audit, issuer consoles, mint and redeem workflows, wallets, and on-ramp and off-ramp integrations. Our licensing advisory team can help you assess licence routes with partner law firms. Work begins with a Discover phase of two to four weeks.

Can you build a stablecoin payment solution for merchants?

Yes. We build checkout acceptance, invoices payable in stablecoins, settlement to fiat through licensed partners, and dashboards for refunds and reconciliation. Merchants can hold stablecoins or receive local currency, depending on what their partners and local rules allow. On-chain monitoring hooks send alerts to your partner's compliance team so screening happens before funds are released.

Do you provide crypto wallet development with custody?

We build the wallets and integrate custody, while a qualified, licensed custodian holds the assets. Options include custodial wallets backed by that custodian, multi-signature treasury wallets for businesses, and connections to self-custody wallets users already have. Finoserv does not take custody of customer assets at any point, and key management follows the custodian's policies.

The old rules of money. The new rails.

Talk to our team.

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