Embedded finance for platforms means your users can hold balances, get paid, pay with a card or access credit without leaving your product. Software platforms, marketplaces and large companies add these features to keep users closer and to remove steps from their workflows. We design and build them, and we connect the licensed partners who carry out the regulated activity.
Your situation as a platform or enterprise
You have users, a product team and an existing technology stack. You want financial features that feel native to your product, and you have no wish to become a bank. Your constraints are concrete: brand standards, procurement and security reviews, legal sign-off on every partner agreement, integration with systems that already run the business, and a board that expects the new feature to pay for itself.
We work inside those constraints. Discover maps the feature against your stack, your users and the partners available in your markets, and ends in a fixed quote.
Embedded finance solutions with licensed partners
Each feature has a licensed partner behind it. Accounts and wallets sit with a bank or EMI. Cards are issued by a licensed issuer. Credit is offered by a licensed lender, which owns the credit decision. Your platform presents the product under the partner's programme rules. We prepare the documentation each partner needs, build the integration and run its certification.
Where you operate in several countries, we connect a suitable partner in each and put them behind one internal API. Your engineers integrate once.
Embedded payments for SaaS and marketplaces
For SaaS platforms, the common starting points are collections from customers and payouts to the people who use the software, such as contractor payouts or seller settlements. For marketplaces, split payments and seller onboarding come first. We build the payment flows, the ledger that tracks who is owed what, and the reconciliation that proves it daily.
A fintech system integrator that fits your stack
We work with your identity, billing, ERP and data systems. Deployment can be in your cloud account under your security team's controls. We document architecture and data flows for your vendor risk review, and we coordinate the licensed partners through it too.
After launch, managed fintech operations can run KYC reviews, reconciliation and partner reporting so your teams do not need new operational headcount on day one.