Payment solutions for acquirers have to work for two customers at once: the acquirer or processor that runs the network, and the merchant that uses it every day. Telecom operators face the same pattern with mobile money, serving both the business and millions of subscribers. We design and build acceptance, merchant services and mobile money products, connected to your systems and to the licensed partners behind them.
Your situation as an acquirer or processor
You run an acquiring host, a terminal estate and a merchant base. Small merchants are costly to reach with terminals, and onboarding them still takes paperwork. Card schemes certify every new acceptance product, and your risk team needs to watch merchants after they sign up. New services such as QR acceptance, merchant loans and loyalty compete for the same engineering time as keeping the network running.
We build alongside your team. SoftPOS and POS apps connect to your host and are prepared for scheme and security certification. Merchant onboarding portals follow your underwriting policy. Ongoing monitoring gives your risk team alerts and context.
SoftPOS and QR payments
SoftPOS turns a merchant's phone into a contactless terminal. QR payments use local instant payment rails for account-to-account acceptance. Both reach merchants who would never rent a terminal. We handle the apps, the onboarding, settlement and reconciliation, and the certification evidence your schemes or rail operators require.
Your situation as a telecom operator
Telecoms already have distribution, billing relationships and agent networks. A mobile money platform adds wallets, agent cash-in and cash-out, transfers and bill payments. The regulated activity sits with a licensed partner, or with the operator where it holds the licence. We build the wallet, the USSD and app channels, agent tools and integration with partner banks and national switches.
Your situation as a large merchant
Large merchants and chains want payments that fit their checkout, loyalty programmes that bring customers back and data they can use. We build loyalty programme platforms, payment integrations and merchant apps that connect to your acquirer of choice.
Merchant lending with licensed lenders
Sales data from your network can support working capital for merchants. A licensed lender makes the credit decision and books the loan. We build the data feed, offer flow, disbursement and repayment from settlements where the lender and local rules allow it.