CBDC wallet development puts a central bank digital currency, such as India's e-rupee, inside the app your customers already use. We design, build and integrate the wallet, the connection to the central bank platform and the reporting. The central bank issues the currency, and an authorised bank or licensed partner distributes it, where the programme permits.
Retail and wholesale CBDC
Retail programmes give people a digital form of cash that sits beside their bank deposits. Wholesale programmes let banks settle with each other in central bank money. We build for both, starting from the specification each central bank publishes for its participants.
Offline and programmable payments
Some programmes allow small payments without a network connection, or money that can only be spent for a set purpose, such as a benefit or a subsidy. We build these features only as the central bank designs them, and we test them with your partner before customers see them.