A fintech partner for web3 companies has to solve one problem before any other: getting reliable access to fiat banking. Exchanges, stablecoin issuers, wallet providers and web3 businesses need accounts, payment rails and payouts that their partners will approve and keep open. We design, build and integrate those products, with licensed banks, EMIs and custodians carrying out the regulated activity where permitted.
Your situation as a digital-asset company
You may hold a VASP licence, be applying for one, or operate in a place where your activity is not yet licensed. Many banks and EMIs limit their exposure to the sector, and those that accept it run detailed reviews. They ask about your licensing, your AML programme, your wallet screening, your travel rule setup and how fiat and on-chain balances reconcile. Accounts can be closed with little notice when answers are weak.
We start with that review in mind. Discover maps your activity, your countries and your current partners, then identifies the types of licensed partner that suit you and what each will need to see.
Web3 business banking and crypto treasury management
Operating and treasury accounts come from banks and EMIs that accept digital-asset businesses. We build the treasury tooling around them: balances across fiat accounts and custodians, approval workflows, sweeps and reporting your finance team can audit. Holding assets with more than one partner, where possible, reduces the impact if one relationship changes.
Crypto on-ramp, off-ramp and stablecoin payouts
On-ramp and off-ramp flows let your users move between fiat and digital assets. A licensed partner holds fiat and makes KYC decisions, and the operator holds any required licence. We build the user journey, partner integrations, wallet screening and reconciliation. Stablecoin payouts for contractors, suppliers and staff follow the same pattern, with recipients verified and addresses screened before funds move.
Licensing and compliance
If you need your own VASP licence or another registration, our licensing advisory prepares the application with partner law firms while you operate through licensed partners. Managed fintech operations can run wallet screening, alert review and reconciliation under your compliance officer's direction.
A neutral builder
We build on the chains, custodians and partners that suit your product and your regulators. Finoserv has no token or exchange of its own, so our recommendations rest on your requirements alone.