What we build
Fintech solutions, built to order under your brand.
Every solution is designed and built for one client, under that client's brand, and connected to licensed partners where a licence is needed. Pick a solution area to see what your customers would get.
What we build
Built to order, under your brand.
Across traditional and new rails. Each one is designed and built for one client, then connected to licensed partners where a licence is needed.
Your own digital bank, with cards in weeks
We build branded accounts, debit and prepaid cards for fintechs and platforms.
Card controls
Your own branded stablecoin
Issued by a licensed issuer, held by a qualified custodian, built by us.
A CBDC wallet in the app they already use
AI agents that pay approved invoices
- Matched invoice 2041Acme Supplies · PO 88-12$3,240
- Checked against policyVendor approved · under limitOK
- Paid and reconciledVia partner bank09:42
- Held for approvalNew vendor · sent to finance$18,900
Credit decisions in seconds
Money across borders in minutes, not days
Tap to pay on any phone, for banks and acquirers
We build SoftPOS, QR acceptance and merchant apps.
Traditional rails
New rails
Payments and banking
We build branded digital banks, accounts and cards for fintechs and platforms.
Digital accounts, cards, payments and bill pay, designed and built for you and operated through banks and EMIs that hold the licences.
- Digital accounts
- Card issuing platform
- Payment gateway
- Bill payments
Wallets and platform payments
We build branded wallets, split payments and seller payouts for marketplaces, telecoms and super apps.
Stored value wallets, split payments, escrow and payouts for platforms whose users pay each other, with the funds held by a licensed partner.
- Branded wallets
- Split payments and escrow
- Seller payouts
- Mobile money for telecoms
Cross-border and trade
We build send-money apps and payout networks for money transfer companies.
Send and payout apps, FX quoting and compliance tooling for cross-border money transfer, connected to licensed payout and banking partners.
- Sender apps and web
- Payout network integration
- FX platform
- Compliance tooling
Business finance
We build treasury, payroll, payouts and collections software for finance teams.
Treasury dashboards, payroll and contractor payments, expense cards, virtual accounts and collections, connected to the banks your finance team already uses.
- Treasury management
- Payroll and contractor payouts
- Expense management
- Virtual accounts and collections
Business payments and trade credit
We build pay by invoice, net terms and payables for B2B marketplaces and suppliers.
Pay by invoice and net terms at checkout, with credit decisions made through licensed lenders, plus invoicing, receivables, payables and virtual cards.
- Pay by invoice and net terms
- Credit decisions through licensed lenders
- Invoicing and receivables
- Payables and virtual cards
Lending and credit
We build lending apps and credit decisioning for lenders, NBFCs and platforms.
Origination, credit decisioning and loan servicing software for lenders, NBFCs and platforms, with lending carried out by the licensed lender.
- Loan origination software
- Credit decisioning
- Loan management system
- BNPL at checkout
Islamic finance
We build Shari'ah compliant banking, financing and wallets for Islamic banks and fintechs.
Mudaraba and Wakala deposits, Murabaha and Ijara financing, Islamic cards and wallets, and dual banking, with every product approved by your Shari'ah board.
- Shari'ah deposits
- Islamic financing
- Cards and wallets
- Dual banking
Wealth and capital markets
We build investing apps and trading technology for brokers and wealth firms.
Investor apps, order routing, portfolio views and exchange technology for brokers, wealth firms and the licensed exchanges that hold market licences.
- Investor apps
- Broker integration
- Wealthtech and robo advisory
- Fund distribution
Cards and prepaid programmes
We build prepaid, corporate and gift card programs for brands and banks.
Prepaid, corporate, gift, forex and fleet card programmes, designed and operated for brands and banks on a licensed issuer's BIN.
- Prepaid card platform
- Corporate prepaid cards
- Gift card platform
- Forex card platform
Merchant services
We build SoftPOS, QR acceptance and merchant apps for banks and acquirers.
SoftPOS, terminal software, QR acceptance and merchant apps for banks and acquirers, with acquiring carried out under the acquirer's licence.
- SoftPOS and tap to phone
- Terminal software
- QR payments
- Merchant acquiring platform
Trade finance and forex
We build digital letters of credit and forex workflows for banks.
Digital letters of credit, guarantees, forex and correspondent banking workflows for banks, with each instrument issued by a licensed bank.
- Letters of credit
- Bank guarantees
- Correspondent banking setup
- Forex software
Financial inclusion
We build agent banking apps and mobile money for banks serving underserved communities.
Agent apps, eKYC onboarding, mobile money and microfinance software that extend licensed banks and providers into underserved communities.
- Agent apps
- Agent network management
- eKYC and digital onboarding
- Mobile money platform
Government and public services
We build citizen wallets, benefit transfers and transit cards for governments.
Citizen wallets, benefit transfers, transit cards and revenue collection for public bodies, delivered with licensed banks and payment providers.
- Citizen wallet
- Direct benefit transfer
- Transit card system
- Revenue collection platform
Stablecoins as a service
We build branded stablecoins for fintechs, banks and enterprises.
Launch your own branded stablecoin, or pay and settle in stablecoins, with a licensed issuer and custodian behind it, where permitted.
- Token contracts
- Issuance tooling
- Crypto on-ramp and off-ramp
- Wallet development
CBDC and digital currencies
We build CBDC wallets into the banking apps your customers already use.
Give your customers a CBDC wallet, such as India's e-rupee, inside the app they already use.
- Retail CBDC wallets
- Wholesale CBDC and settlement
- Offline and programmable payments
- Bank integration
Digital assets
We build crypto wallets, on-ramps and custody for exchanges, fintechs and banks.
On-ramps and off-ramps, wallets and custody, tokenisation and digital asset compliance, through licensed partners where permitted.
- On-ramp and off-ramp
- Wallets and custody
- Tokenisation
- Digital asset compliance
Treasury and token management
We build treasury wallets and token management for companies holding stablecoins and tokens.
Treasury wallets with spending limits and multi approval, multi currency treasury across fiat and stablecoins, and lifecycle tools for regulated tokens, with assets held by qualified custodians.
- Treasury wallets
- Multi currency treasury
- Token lifecycle
- Reporting and audit
Onchain finance and DeFi
We build onchain settlement and tokenized treasury for businesses.
Settle payments in minutes and put idle balances to work in tokenised funds, through licensed partners where permitted.
- DeFi integration for banks and fintechs
- Onchain payments and settlement
- Tokenised deposits, funds and real-world assets
- Onchain lending and treasury
Agentic AI finance
We build AI agents that pay invoices and run finance operations within your limits.
Let AI agents pay approved invoices and handle routine operations, within limits your team sets.
- Agentic payments
- AI compliance and fraud
- AI operations
- AI assistants
Banking for Web3 companies
We build business accounts, treasury and payouts for Web3 companies.
Business accounts, treasury, custody and fiat or stablecoin payouts for Web3 companies, provided through licensed banks, EMIs and custodians.
- Business accounts
- Crypto treasury management
- Custody integration
- Stablecoin payouts
Embedded finance and APIs
We build embedded finance, banking as a service and open banking APIs for platforms and banks.
Payouts, virtual accounts, spend controls and collections built into your software, with the regulated pieces held by licensed bank and EMI partners.
- Virtual accounts
- Payroll payments and contractor payouts
- Expense management
- Collections platform
The old rules of money. The new rails.
Talk to our team.
A new launch, an existing platform, a stuck project or a partnership. A senior member of the team replies within one working day.