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The old rules of money. The new rails.

Launch your fintech product in weeks, with licensed partners already in place.

Finoserv designs, builds and runs payments, cards, lending, stablecoin and AI solutions for banks, fintechs, enterprises and governments, each one built to order under your brand.

Tell us what you want to launch See what we build

Traditional rails

Accounts, cards and real-time payments.

Visa, Mastercard, UPI, FedNow and Faster Payments, connected through licensed partners in each country.

Neobank appsCard programsRemittanceLending

Onchain rails

Stablecoins, CBDC and tokenized money.

Issue a stablecoin, add an e-rupee wallet or settle in minutes, through licensed partners where permitted.

Remittance settled in stablecoinsOne wallet for deposits and CBDCTokenized treasury for a fintech

Intelligent rails

AI agents that pay within your limits.

Agents pay approved invoices, check compliance and reconcile accounts. People approve anything new.

AI compliance and fraud checks

One partner

Your brand, your customers. We design, build and run it for you.

One contract covers design, engineering, licensed partners and day-to-day operations.

1Discover2Design and build3Launch4Run and grow
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Networks and rails we build on

Also UPI, RuPay, Bharat Connect, FedNow, Aani and Polygon. Names and logos are trademarks of their owners, shown only to identify the networks we connect to.

Solution areas

What we build for you

Every solution is designed and built to order for one client, under that client's brand. Pick a solution area to see what your customers would get.

New rails

Traditional rails

Stablecoins as a service

We build branded stablecoins for fintechs, banks and enterprises.

Launch your own branded stablecoin, or pay and settle in stablecoins, with a licensed issuer and custodian behind it, where permitted.

  • Token contracts
  • Issuance tooling
  • Crypto on-ramp and off-ramp
  • Wallet development
Build this with us
Your stablecoin · circulating supplyIllustrative
24,180,000
Mint 250,000 USDFSettled
Redeem to bank accountSettled
Reserve attestationBy licensed issuer

Services

Seven services across the life of your product

Discover takes two to four weeks and ends in a fixed quote. After that you see working software every two weeks.

  • Licensing and compliance advisoryYour own licence, with law firmsSteps 1 to 3
  • Launch packagesFixed-scope launchesSteps 1 to 3
  • Design and engineeringApps, APIs, integrationsSteps 2 to 3
  • Ready-built platformsWallet, exchange, lending, remittanceSteps 2 to 3
  • Managed operationsKYC, monitoring, reconciliationStep 4
  • Fractional fintech teamCTO, compliance liaison, product leadAll four steps
  • Fintech talentEngineers, product, compliance, blockchainSteps 2 to 4

Fintech talent

Hire fintech developers and specialists, vetted by people who build fintech.

Engineers, product managers, compliance officers and blockchain developers, including stablecoin specialists. Add them on monthly contracts, or hire permanently with a replacement guarantee.

Hire fintech talent
  • Fintech engineersPayments, ledgers, cards and partner integrations
  • Product managersComfortable with licensed partners and compliance teams
  • Compliance specialistsKYC, AML and partner programme requirements
  • Blockchain developersSmart contracts, wallets and stablecoins

Who we serve

From first-time founders to governments

Every engagement starts the same way: a short discovery, then a fixed quote.

A founding team working together at a bright window
Founders and startupsGo live without building a compliance team or chasing bank partners. We bring the partners, build the product and run it after launch.
An engineer working late at two screens
Funded scale-upsGet a senior fintech team on a monthly retainer, or hire vetted fintech engineers, product and compliance specialists in weeks.
A city business district at night
Enterprises and platformsAdd payments, accounts, cards or lending to your app and earn on every transaction.
Stone columns of a bank building
Banks, EMIs and licence holdersAdd stablecoins, CBDC wallets, cards or AI compliance without replacing your core banking system.
Commuters on a metro platform in India
Governments and public bodiesCitizen wallets, benefit transfers and transit cards that work on national payment rails.
A customer paying by phone at a bakery counter
Merchants, acquirers and telecomsPOS, loyalty, mobile money and agency banking, built and run for you.
Server racks in a data centre
Web3, DeFi and digital-asset companiesBank accounts, payouts and custody for crypto businesses, through regulated partners.

Contact

Tell us what you want to launch.

A senior member of the team reads every message and replies personally.

[email protected]

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