Our fintech licensing services help you obtain a licence in your own name: an EMI licence, MSB registration, a VASP licence, NBFC registration or a GIFT City setup. The roles are clear from the first meeting. Finoserv prepares and coordinates the work. A partner law firm advises you and stands behind the legal opinions. The regulator decides.
Why a build partner helps with licensing
Regulators ask how your business will actually run: who checks customers, how transactions are monitored, where data sits, what happens when a system fails and which vendors you rely on. Those answers depend on the product. Because we design, build and often operate it, we can describe the technology, controls and outsourcing arrangements accurately, and keep them consistent with what the law firm writes about governance and policy.
EMI licence application and payment aggregator licence work
For an EMI licence application, for example with the FCA in the United Kingdom or a national regulator in the European Union, we prepare the operating model, safeguarding flows, IT and security sections and the outsourcing records. In India, payment aggregator authorization from the RBI follows a similar pattern of governance, controls and technology evidence. Your law firm reviews and owns the legal content, and you submit as the applicant.
Money transmitter licence, MSB registration and VASP licence
In the United States, MSB registration with FinCEN is federal, and money transmitter licences are granted state by state. In Canada, money services businesses register with FINTRAC. For digital assets, a VASP licence applies in places such as Dubai, where VARA regulates virtual asset service providers. We help you sequence these with your law firm so the product launches where it can and expands as approvals arrive.
NBFC registration and GIFT City
In India, NBFC registration is granted by the RBI, and businesses in GIFT City are regulated by the IFSCA. Both require detailed business plans, governance and technology descriptions. We prepare the technical and operating sections and coordinate the timeline with your counsel.
Compliance consulting for fintech, alongside the build
Most clients do not wait for a licence to start. They launch a fintech product under a licensed partner while their own application is prepared, and we design the product so customers can move to the new licence later. Once the licence is granted, managed fintech operations can run the compliance operations it requires.
This page is general information. Requirements change, and you should confirm them with your counsel and the relevant regulator.