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Services · Build and integrate

White label fintech platform modules, built for your brand

Pre-built wallet, exchange, lending and remittance modules, customized to your product and brand so a launch starts from working software.

What is included

What you get.

Wallet module

Accounts, balances, transfers, top-ups and statements, connected to your licensed partner's accounts.

Exchange module

Order entry, matching, wallets and admin tools, for operators who hold the required licence where permitted.

Lending module

Origination, decisioning hooks, servicing and collections, for loans booked by a licensed lender.

Remittance module

Sender onboarding, quotes, payouts and compliance screening, working with licensed money transfer partners.

Admin and compliance console

Back office tools for operations, support and compliance teams, with role-based access and audit logs.

A white label fintech platform lets you start from software that already works. Our launch accelerators are pre-built wallet, exchange, lending and remittance modules, written and maintained by our team, which we customize to your brand, your flows and your licensed partners. You keep the parts that are standard and spend the build on the parts that make your product yours.

White label wallet and remittance software

The wallet module covers accounts, balances, transfers, top-ups and statements, with a ledger designed for daily reconciliation. The remittance module adds sender onboarding, quotes, payout routing and sanctions screening. Both connect to licensed partners, such as banks, EMIs and money transfer operators, which hold customer funds and make compliance decisions. You choose the corridors and features; we adapt the modules and integrate the partners.

White label lending platform

The lending module handles origination, document collection, decisioning hooks, disbursement, repayment schedules and collections. Loans are booked by a licensed lender, such as a bank or NBFC, or by you if you hold the licence. Credit policy belongs to the lender. We build the rules engine so your credit team can change the policy without a code release, and every decision is logged with the data used to make it.

White label crypto exchange

The exchange module includes order entry, a matching engine, customer wallets and admin tools. It is technology for operators who hold the required licence where permitted, or who work under a licensed partner. We connect custody and liquidity providers and build the compliance tooling the operator needs, including travel rule data where it applies.

How customization works

Every accelerator project follows our usual steps. Discover maps your product against the module and lists what changes, ending in a fixed quote. Design adapts screens and flows to your brand. Build delivers a working demo every two weeks. Because the core is tested, the build focuses on your differences and the partner integrations.

What you own

You own your brand, your customer relationships and your data. The modules run in your cloud account or in an environment we manage for you, and the code arrangement is written into your contract before work starts. If an accelerator does not fit your product, we build from scratch through fintech app development, and the launch packages can include an accelerator as their starting point.

What you own

You launch a branded product on tested modules, customized to your flows, with your data and customer relationships under your control.

Questions

What clients ask us

What is a white label fintech platform?

It is a set of working software modules, such as a wallet, exchange, lending or remittance system, that a company customizes and launches under its own brand. With Finoserv, the modules are adapted to your flows and connected to your licensed partners, so your customers see your product and the regulated activity is carried out by the licence holder.

Can I launch a white label crypto exchange?

Where permitted, yes. Operating an exchange needs the right licence in each country, such as a VASP licence, so the operator must hold it or work through a partner that does. We provide and customize the exchange technology, connect custody and liquidity providers, and prepare the documents your regulator or partner expects. We do not operate the exchange.

How is a white label wallet customized?

We start from the working wallet module and adapt what your product needs, such as onboarding steps, account types, fees, limits, languages, branding and partner integrations. Changes are agreed in Discover and built in two-week cycles with demos. Because the core is already tested, most of the effort goes into what makes your product different.

The old rules of money. The new rails.

Talk to our team.

A new launch, an existing platform, a stuck project or a partnership. A senior member of the team replies within one working day.