Business buyers expect to pay on terms. Sellers want to be paid now. Trade credit sits between the two, and a licensed lender has to fund it.
At checkout
Buyers apply for terms in seconds, see their limit and choose 30, 60 or 90 days. The decision comes from the licensed lender's credit policy, and the seller is paid up front.
After the sale
Invoicing, reminders and collections run in one place, and incoming payments match invoices automatically. On the buying side, payables run through bank transfers or single use virtual cards with approval rules.
Who does what
A licensed lender or funding partner makes the credit decisions and holds the receivables. We build the product around them and run it if you want us to.