Most platforms reach the point where users want to pay each other, and card fees on every transfer stop making sense. A wallet keeps value inside your product. We design and build it, and connect it to a licensed partner that holds the funds.
What we build
Wallets with top-ups from cards and bank transfers, peer transfers, statements and limits. Split payments that divide one checkout between sellers, delivery partners and your platform fee. Escrow that holds funds until delivery is confirmed. Payouts on the schedule each seller chooses.
Telecoms and super apps
For mobile network operators we build mobile money with agent cash in and cash out, airtime and bill payments. For super apps, one wallet runs across every service you offer, with rewards and spending limits you control.
Who holds the money
A licensed e-money institution, payment institution or bank holds customer funds and runs KYC. We build to its programme rules, prepare the onboarding pack and run its certification tests before launch.